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What to Do If You’re in a Car Accident With an Uninsured Motorist in Texas

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Getting into a car accident is stressful—but when the at-fault driver has no insurance, it can be even more complicated. In San Antonio and across Texas, you may still have options for compensation, including Uninsured Motorist (UM) coverage or legal action. If you've been hurt, act fast: seek medical attention, gather evidence, notify your insurance, and contact a skilled personal injury attorney. With over 25 years of experience, the Law Office of Shawn C. Brown, P.C. fights for accident victims to get the justice they deserve.
Uninsured Motorist, The Law Office of Shawn C. Brown P.C.

What to Do If You’re in a Car Accident With an Uninsured Motorist in Texas

Car accidents are stressful, but when the at-fault driver is uninsured, the situation becomes even more complicated. If you or a loved one has been injured in a collision with an uninsured motorist in San Antonio or anywhere in Texas, here’s what you need to know to protect your rights and secure the compensation you deserve.

1. Prioritize Your Safety & Seek Medical Attention

Your health comes first. If you’re injured:

✅ Call 911 immediately and report the accident.

✅ Seek medical attention, even if injuries seem minor. Some injuries,

like whiplash or internal trauma, may not appear right away.

✅ Follow all doctor recommendations—this is important for your health

and for potential legal claims.

2. Gather Crucial Evidence at the Scene

Collecting evidence at the scene is very

important:

📸 Take photos and videos of the accident scene, vehicle damage, and

visible injuries.

📝 Get contact information for the other driver and any witnesses.

🚔 Request a police report—this will be critical for filing a claim.

3. Contact The Law Office of Shawn C. Brown P.C.

Dealing with an uninsured driver can be legally complex. An experienced

personal injury attorney can help by:

⚖️ Determining if other options exist for compensation (such as suing

the driver directly).

📑 Setting up claim and Handling negotiations with your insurance company to ensure a fair

payout.

🚗 Investigating if any third parties could be held liable.

4. We will assist with setting up claims with your Insurance Company

If you have Uninsured Motorist (UIM) coverage, we will file a claim as soon as

possible. UIM coverage can help cover:

✔️ Medical bills

✔️ Lost wages

✔️ Vehicle repairs

✔️ Pain and suffering

5. Understand Your Legal Rights

In Texas, you generally have two years from the accident date to file a

personal injury lawsuit. Missing this deadline could mean losing your

chance for compensation.

Navigating an accident with an uninsured driver is complicated, but you

don’t have to face it alone. The Law Office of Shawn C. Brown, P.C. has

over 25 years of experience fighting for injury victims in San Antonio

and across Texas.

📲 Call us now to discuss your case and protect your rights! (210)

224-8200 We are available 24/7.

author avatar
Evan Swanson
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