The legal limit for driving for those who are under 21 is .02 BAC, which means you can be charged with driving under the influence (DUI) or DWI.

You can also face additional fines and penalties for charges such as underage drinking, minor in possession, child endangerment if there are other minors in the vehicle, possession of false identification if you have a fake ID, soliciting alcohol, and other moving violations, depending on the circumstances.

Many insurance companies drop coverage after an underage DUI, refuse to renew a policy, or raise the monthly premium, sometimes as much as several hundred dollars. Don't forget you need proof of insurance to renew your driver's license.